As reported in The Wall Street Journal today, a number of family-owned retail businesses are closing their doors and moving their businesses to their homes in an effort to lower costs: But as more small businesses around the country ditch their storefronts and offices to cut expenses during the recession, they’re encountering new hurdles. Many of them have to deal with home-business zoning ordinances and take on new insurance and marketing costs. … Zoning laws vary, but home-based businesses generally operate under the radar unless someone files a complaint. Click here to read the article.