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Financial Services

FDIC Issues Guide for Community Banks

Published by the Federal Deposit Insurance Corporation (“FDIC”), the New Capital Rule Community Guide (the Guide) summarizes important changes from the present general risk-based capital rule for exposures normally held by community banking organizations. The Guide is aimed to assist small, non-complex community banks with parts of the capital rule important to their operations. Effective January 1, 2015, sections of the new capital rule were adopted recently by federal banking agencies.

The PDF of the Guide is available for download on the FDIC’s website. Don’t forget that Cherry Bekaert is also available to provide community banks guidance regarding the new capital rule.

If you are interested, please contact Financial Services Group Industry Leader, Todd Batchelor at

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