Changes Coming to SBCs

Discussed in Cherry Bekaert Benefits Consulting’s (“CBBC”) newest Health & Benefits Update, “Changes Coming to SBCs” , the Departments of Health & Human Services, Labor and Treasury has proposed numerous changes to the health plan Summary of Benefits and Coverage and Uniform Glossary of Terms. The changes clarify many of the existing provisions included in the 2012 final rules and subsequent Frequently Asked Questions. Other revisions being considered include removing references to annual limits for essential health benefits, adding a third coverage example to show potential out-of-pocket costs for treating a foot fracture in an emergency room, and updating and adding new definitions to. Read More.

Expatriate Health Coverage & the ACA

Detailing the Affordable Care Act’s (ACA) treatment of expatriate health coverage, Cherry Bekaert Benefits Consulting (“CBBC”) has issued a Health & Benefits Update to guide self-funded or insured group health plans that may be affected by the ACA’s provisions. Entitled “Expatriate Health Coverage & the ACA”, the Update lists what the ACA considers an expatriate health plan, as well as defines expatriates for both inside and outside the U.S. Also covered are the ACA implications, such as expatriate health plans not being subject to annual and lifetime limits, essential health benefits, and the Summary of Benefits and Coverage requirements. For the complete Health & Benefits Update , visit. Read More.

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